Fertility Funding Check

What your local NHS will fund for fertility treatment, and what it expects you to pay for first, by postcode. Built for female same-sex couples facing the "six to twelve self-funded cycles" rule, and useful for anyone in England trying to work out what their Integrated Care Board (ICB) actually says.

Or choose your ICB

What the rule means

NICE guidance recommends that female same-sex couples who have not conceived after artificial insemination should be offered NHS fertility treatment. In practice most ICBs in England first expect you to pay privately for 6, 10 or 12 cycles of artificial insemination (usually intrauterine insemination, IUI, at roughly £900 to £1,250 a cycle plus donor sperm) to "prove" infertility, something heterosexual couples demonstrate by two years of trying for free. The 2022 Women's Health Strategy for England said this requirement would be removed. As the table shows, in most areas it has not been.

A few ICBs now fund the insemination cycles themselves (the data marks these as NHS-funded). Others are "under review", which is worth asking about directly because policies change part-way through a year.

What you can do

Scotland, Wales, Northern Ireland, and trans people

This tool's postcode lookup covers England, where policy is set by 42 ICBs. The other nations each set one national policy. As summarised by Stonewall's IVF for All campaign, checked September 2026:

Before you conceive, check who the law will treat as your child's parents: whether your partner is a legal parent depends on marriage or civil partnership at conception, whether a UK licensed clinic is used, and which forms are signed first. Legal Parent Check walks through it in five questions.

If you are trans or non-binary and want to store eggs or sperm before hormones or surgery, that is fertility preservation, commissioned separately from IVF and usually by NHS England rather than your ICB. Ask your gender clinic or GP for a referral before starting treatment; storage is time-sensitive.

Source and limits

Data is taken directly from the Department of Health and Social Care's page NHS-funded IVF in England, which summarises each ICB's policy.

This is a signpost, not advice. Policies change; the ICB's own document and your clinic's interpretation are what count. No cookies, no accounts, no tracking. Open source on GitHub; corrections welcome.